Corona Safety


In these uncertain times, Properly Protected and Simon Farquhar & Associates (SFA) Ltd are aware that people are concerned about being required to self-isolate and want to know if Coronavirus related time-off work is covered by their existing I ncome protection policy.
We have been working closely with the insurance Providers over the last few weeks, to enable us to answer your questions affectively and without undue delay.
To date, the feedback received from Providers is that, for Income Protection policies taken out before specific dates in mid-March 2020 (circa. 14th – 17th, dependant on Provider), claims for Self-Isolation (even in the absence of a doctors Medical Fit/Sickness certificate) will be considered, and claims for diagnosed Coronavirus will be processed as per the Providers usual procedures and T&C’s.
A number of the Providers have also advised us that they are looking at ways they can offer further support for our clients, one of which includes the possible introduction of ‘payment holidays’ if your income has dropped as a result of the Coronavirus outbreak and you are finding it difficult to pay your premiums.
This is a constantly evolving situation and of course as things become clearer we will update via our social media and website.

We remain at your service!
As I’m sure you will appreciate, we are currently experiencing unprecedented volumes of calls.
Also, as of Friday 20/03/2020, we will be following Government guidelines and asking our staff to work from home, meaning the office phoneline will be mainly unmanned.
As clients, please rest assured that we are fully ‘geared-up’ for remote working and that our high standard of service to you will not change due to our working location.
However, to help us respond as quickly and efficiently as possible to all our clients, the very best way for you to contact us is via email.

Please tell us:
Your full name
Your date of birth
Your postcode
Your contact telephone number
A brief description of the reason for the claim (if applicable)
Properly Protected:
Simon Farquhar & Associates (SFA) Ltd:

You can also email your Adviser directly or contact us via private message on our Facebook page @ProperlyprotectedUK
In the case of a claim, you will receive an email from us, containing full details and instructions, to enable you to start your claim.
If you have a question, or wish to discuss cover, one of the team will endeavour to contact you, usually via phone, with 2 business day.
From our Properly Protected/SFA Ltd family to yours…we hope you keep safe & well and remember, if you do need us, we are here for you!